Are you jealous of your friends income? money or career they are both important but it takes time to see the best of both. not every job in your life will pay top rate and you will go throug a few over the years. some jobs turn out betterr than others money or career wise but it is a few years into your career that you can see what is what. I would rather suggest to understand early in life why some people retire well off and earlier than others. this things take many decades to happen but when they eventually do the difference is big. a classic one is people buy a small house and when they can affordd they get another but manage to keep the first one by renting and "loosing" a small amount of money every month. but as the years pass that house starts to pay money because the amount owning to the bank decreases AND the money that you originally borrowed losses its value due to inflation. so the money that you originally borrow from the bank is not worth much later on but the house is. Just make sure you check very carefully the numbers from sombody who has done it before.