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    Discussion in 'General Chat' started by laxgoaliesrhs, May 13, 2012.

    1. laxgoaliesrhs

      laxgoaliesrhs Well-Known Member

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      Ive been named as a 2nd driver on my girlfriends car insurance so i can drive it at times over the weekends, question is the time has come for me to buy my own car which i will insure in my own name with only me on the policy, im trying to get a quote online and it asks do i have any no claims discount. So as ive been under her ploicy for over a year does that count as 1 year no claims? Sorry if this is a stupid question just wasnt sure as it was under her name on her car and my policy will be my car with just me on it.
       
    2. remstation

      remstation Well-Known Member

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      CAR insurance question

      ring one company and ask them, i dont know though sorry
       
    3. Korporalegq

      Korporalegq Well-Known Member

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      CAR insurance question

      no mate

      some companys may give you a small % off but its not going to affect 99% of companies
       
    4. laxgoaliesrhs

      laxgoaliesrhs Well-Known Member

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      CAR insurance question

      I use to sell car insurance mate and as far as i'm aware,you can't build up a no claims bonus as a named driver,and anything under four year no claims bonus wont even effect the price.
       
    5. alomjabpd

      alomjabpd Well-Known Member

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      CAR insurance question

      It depends on the policy m8, only a small few add the no claims through to named drivers, they are usually very expensive aswell.

      Only way you can find out is phone up and ask, or look at the policy itself.
       
    6. alomjabpd

      alomjabpd Well-Known Member

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      CAR insurance question

      you will probably spend more money ringing up and paying ridiculous fees than you will actually save, if the company gives you any discount at all!!!
       
    7. vijugati8g

      vijugati8g Well-Known Member

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      CAR insurance question

      You will not receive any discount on a year ncb even if it was in your own name!!!
       
    8. laxgoaliesrhs

      laxgoaliesrhs Well-Known Member

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      CAR insurance question

      insurance is mental these days
       
    9. baletki

      baletki Well-Known Member

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      CAR insurance question

      U only build no claims when u start ur own . Altho named driver dose get a discount phone ur gf insure they prob be the best for discount . M8 or gocompare lets u also
       
    10. vijugati8g

      vijugati8g Well-Known Member

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      CAR insurance question

      Thinking of getting a civic type r but at 21 and NCB im going to be paying £1700 insurance so i may get a wee run about for a year to get one year NCB in my own name then, or just buy a hot hatch that isnt so high in insurance
       

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